Terms of Service

These Terms of Service (“Terms”) govern your access to and use of https://www.lumeorea.com/ (the “Site”) and any products or services offered by Horizonlink Traders Inc (“Horizonlink Traders Inc,” “we,” “us,” or “our”).

By accessing or using the Site, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, please do not use the Site.


1. Company Information

Company Name: Horizonlink Traders Inc
Address: 5000 Thayer Center, Suite C, Oakland, MD 21550, USA
Website: https://www.lumeorea.com/
Email: isoufaria@gmail.com
Phone (USA): +1 213‑691‑7235


2. Eligibility

By using the Site, you represent and warrant that:

  • You are at least 18 years old (or the age of majority in your jurisdiction), or you use the Site under the supervision of a parent or legal guardian.
  • You have the legal capacity to enter into a binding agreement.

If you are using the Site on behalf of a business or organization, you represent that you have authority to bind that entity to these Terms.


3. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Site in any way that violates applicable laws or regulations.
  • Impersonate any person or entity, or misrepresent your identity.
  • Interfere with or disrupt the operation of the Site or our servers.
  • Attempt to gain unauthorized access to any part of the Site, accounts, systems, or networks.
  • Use any automated means (robots, scripts, crawlers) to access the Site for any purpose without our prior written permission.

We reserve the right to suspend or terminate access to the Site for any user who violates these Terms.


4. Account Registration

Some features may require you to create an account.

You agree to:

  • Provide accurate, current, and complete information.
  • Keep your login credentials confidential and secure.
  • Notify us immediately of unauthorized use of your account or any other breach of security.

You are responsible for all activities that occur under your account.


5. Products, Pricing & Availability

5.1 Product Descriptions

We strive to provide accurate descriptions, images, and information for our jewelry and other products. However:

  • Colors and details may vary due to screen settings and lighting.
  • We do not warrant that product descriptions or other content on the Site are error‑free, complete, or current.

If a product you receive is not as described, your sole remedy is to return it in unused condition according to our Return & Refund Policy.

5.2 Prices

  • All prices on the Site are generally listed in USD (United States Dollar), unless otherwise indicated.
  • We may change prices at any time without prior notice.
  • The price charged will be the price in effect at the time your order is placed.

5.3 Availability

  • We cannot guarantee that all items will always be in stock.
  • We reserve the right to limit quantities or discontinue products at any time.

If a product is unavailable after you place an order, we may cancel your order and issue a refund.


6. Orders & Payments

6.1 Placing an Order

When you place an order:

  • You agree that all information you provide is true and correct.
  • You authorize us (or our payment processors) to charge the total amount to your selected payment method.

Your order is an offer to purchase. We reserve the right to accept or reject any order, in whole or in part, for reasons including but not limited to:

  • Product unavailability
  • Suspected fraud or unauthorized activity
  • Errors in pricing or product information

We will notify you if your order is canceled or if additional information is required.

6.2 Payment Methods

We accept certain payment methods as listed on the Site (see Payment Methods page).
By submitting a payment, you represent that you are authorized to use the payment method.

6.3 Order Confirmation

  • After placing an order, you may receive an email confirming receipt.
  • This confirmation does not constitute acceptance of your order.
  • A contract is formed when we ship the product and send a shipping confirmation email.

7. Shipping, Returns & Warranty

Your purchase and use of our products are also governed by:

  • Shipping Policy
  • Return & Refund Policy
  • Guarantee & Warranty

These documents are part of these Terms by reference. Please review them on our Site before placing an order.


8. Intellectual Property

All content on the Site, including but not limited to:

  • Text, images, graphics, logos, icons
  • Product photos and descriptions
  • Page layouts, designs, and interfaces
  • Trademarks, trade names, and logos

is owned by or licensed to Horizonlink Traders Inc and is protected by copyright, trademark, and other intellectual property laws.

You may:

  • Access and view the Site and its content for personal, non‑commercial use only.

You may not, without our prior written consent:

  • Copy, reproduce, modify, distribute, sell, or otherwise exploit any part of the Site or its content.
  • Use our trademarks, logos, or branding in any manner likely to cause confusion.

9. User Content (Reviews, Comments, etc.)

If you submit or post content (e.g., reviews, comments, photos, feedback) on the Site (“User Content”), you agree that:

  • You own or have the necessary rights to such content.
  • Your content does not infringe any third‑party rights or violate any law.
  • Your content is not defamatory, obscene, harassing, hateful, or otherwise inappropriate.

By submitting User Content, you grant Horizonlink Traders Inc a worldwide, non‑exclusive, royalty‑free, perpetual, irrevocable, and sublicensable license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in any media, for any lawful purpose (including marketing and promotional use).

We may, but are not obligated to, monitor, edit, or remove User Content at our sole discretion.


10. Third‑Party Links & Services

The Site may contain links to third‑party websites, services, or content that are not controlled by us.

  • We are not responsible for the content, policies, or practices of third‑party sites.
  • Your use of third‑party sites is at your own risk and subject to their terms and privacy policies.

11. Disclaimer of Warranties

To the maximum extent permitted by law, the Site and all content, services, and products provided through the Site are offered on an “as is” and “as available” basis, without warranties of any kind, express or implied, including but not limited to:

  • Implied warranties of merchantability
  • Fitness for a particular purpose
  • Non‑infringement
  • Availability, reliability, or accuracy of the Site or its content

We do not guarantee that:

  • The Site will be uninterrupted, secure, or error‑free.
  • Any defects will be corrected.
  • The Site or server is free of viruses or other harmful components.

Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.


12. Limitation of Liability

To the maximum extent permitted by law:

  • Horizonlink Traders Inc, its directors, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
    • Loss of profits, revenue, data, or goodwill
    • Business interruption
    • Replacement of goods or services

arising out of or related to your use or inability to use the Site or products, even if we have been advised of the possibility of such damages.

Our total aggregate liability for any claim related to the Site or products shall not exceed the amount you paid to us for the specific order or product giving rise to the claim.

Some jurisdictions do not allow certain limitations of liability; in such cases, our liability will be limited to the minimum extent required by law.


13. Indemnification

You agree to indemnify, defend, and hold harmless Horizonlink Traders Inc, its directors, officers, employees, and agents from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:

  • Your use of the Site or products
  • Your breach of these Terms
  • Your violation of any law or third‑party rights

14. Changes to the Site & Terms

We may:

  • Update, modify, or discontinue any part of the Site or its content at any time without prior notice.
  • Update these Terms from time to time. When we do, we will change the “Last updated” date at the top of this page.

Your continued use of the Site after changes are posted constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically.


15. Governing Law & Dispute Resolution

These Terms and your use of the Site are governed by the laws of the State of Maryland, USA, without regard to its conflict of law principles.

15.1 Dispute Resolution

If you have any dispute or claim arising out of or related to these Terms or the Site:

  1. You agree to first contact us and attempt to resolve the issue informally.
  2. If we cannot resolve the dispute informally, the matter may be resolved in the courts of competent jurisdiction located in Maryland, USA, unless mandatory local consumer laws provide otherwise.

Nothing in this section limits any rights you may have under applicable consumer protection laws.


16. Severability

If any provision of these Terms is found to be invalid, unlawful, or unenforceable, that provision will be deemed severed, and the remaining provisions will continue in full force and effect.


17. No Waiver

Our failure to enforce any right or provision in these Terms shall not constitute a waiver of that right or provision.


18. Contact Us

If you have any questions about these Terms, your order, or our Site, please contact:

Horizonlink Traders Inc
Address: 5000 Thayer Center, Suite C, Oakland, MD 21550, USA
Website: https://www.lumeorea.com/
Email: isoufaria@gmail.com
Phone (USA): +1 213‑691‑7235

By using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.